Bankruptcy is an involved and sometimes confusing process. In addition to the assistance of an experienced bankruptcy attorney, it’s important to seek out the proper credit counseling services. Below is a list of Mr. Brown’s recommendations for further reading and both pre- and post-credit counseling services. If you have any questions about these services or need immediate assistance with debt relief, reach out to us today.
Recommended Reading:
Dave Ramsey’s Total Money Makeover
Credit Karma – Tips for Recovering from Bankruptcy
You’re not alone: Oregon Bankruptcy Statistics
What Happens After Bankruptcy?
Bankruptcy Counseling Services
Online Courses required to initiate and conclude a bankruptcy case:
PreBK Counseling:
Pre- and post- file courses are available.
$7.95 each. Attorney Code: KB4414
Contact: 844-599-9689, www.prebk.com
DECAF Counseling:
Pre-file course $15 (per person or couple).
Post-file $15 (per person or couple).
Available in English or Spanish.
Contact: 1-866-213-5189, http://www.decafnow.com. Available 24/7, Attorney Code BTX94535
Debt Reduction Services:
Pre-file course $25 (per person, discount available for couples).
Post-file $25 (per person or couple)
Available in English or Spanish. Available online, by phone, or in person.
Contact: 1-877-688-3328, www.debtreductionservices.org
A 24/7 Bankruptcy Class, Inc: Pre-file course $15 (per person or couple). Post-file is $10 (per person or couple). Contact: 1-866-412-7247, http://www.a247class.com, Attorney code 5032244124.
Abacus Counseling: Courses $25 and up depending on format. Available online, in person, or by phone. Contact: http://www.abacuscc.org, 1-800-516-3834, customerservice@abacuscc.org, Attorney Code: ACC81637
Access Counseling, Inc: Pre-file course $15, Post-file $9 (per person or couple). Available 24/7 online or by phone. Contact: http://www.bkeasy.com, 1-800-210-0480 ext 2, Attorney Code: KBROWN7
Allen Credit and Debt: Available online or by phone. Pre-file and Post-file course $20 ea (per person or couple). Contact: http://www.allencredit.com or 1-888-415-8173, help is available 24/7. Use Attorney code KK13760. District: Oregon.
Cricket Debt Counseling/Solid Start Financial: Pre-file course $20 (per person or couple). Post-file is $15 (per person or couple). Available in English, Korean, Spanish, Chinese, Romanian, and Vietnamese. Contact: 1-866-719-0400 help is available M-F 6 AM – 6 PM, http://www.cricketdebt.com, Attorney code 727820.
Dave Ramsey’s Debtor Education: Offers only the post-file course $25 (per person or couple). Contact: 1-888-963-8088, http://www.dhdr.com, Attorney code OR0025.
Debt Helper: Pre-file and Post-file are available from $24 and up. Available in English and Spanish, by phone or online. Contact: http://www.debthelper.com or 1-800-920-2262.
Money Sharp: Pre-file course $10 (per person or couple). Post-file $10 (per person or couple). Contact: 1-866-200-6825, http://www.moneysharp.org, Attorney code KELLYBROWN.
Start Fresh Bankruptcy Solutions: Available in English or Spanish, 24/7 service, by phone or online. Contact: http://www.sftconsumer.com, 1-800-435-9138. Free retake if your certificate expires. Attorney Code: KB10601
Please note that the services offered by all of these agencies are essentially the same, regardless of price. Some offer just the pre-file course, just the post-file course, or both. Some may have faster service if you have questions or issues. Please make sure to use the proper attorney code noted to ensure that our office receives your confirmation.
If you are looking for a bankruptcy attorney in Portland, Oregon and wish to schedule a free consultation, look no further than Mr. Brown. Please call us at 503-224-4124, and you will see why people have trusted Kelly K. Brown since 1983 to help them with debt relief and get the fresh start they deserve.
